Photo: Life Stages - College Students

The freedom associated with college life combined with tuition responsibilities and a limited cash flow presents financial hurdles for many students. Here is the information you’ll need to jump over them.


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Photo: Life Stages - 20 Somethings

Now that you’re generating a steady income on your own, you’ll have to implement a budget so that you can pay your bills and have some cash leftover to enjoy yourself, too.


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Photo: Life Stages - Couples

Finances may be one of the most difficult aspects of your life to merge with your partner’s, but it’s also one of the most important. Developing a successful method for communicating about money early on will benefit your relationship as it matures.


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Photo: Life Stages - Parents & Children

Adding a child to your family is a joyous–yet costly– milestone. You’ll find tools here to help you prepare for this occasion as much as possible, as well as advice on giving your pride and joy the gift of financial literacy.


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Photo: Life Stages - Home Owners

Owning your own home is as demanding as it is rewarding. You’ll need to be ready for expected expenses (like your mortgage) and those that may be surprises (like repairs).


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Photo: Life Stages - Retirees

It’s never too early to start saving for this exciting time in your life. This rings truer now than it ever has before. Here are the resources to get you on the right track.


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Photo: Life Stages - In Crisis

As much as you may try to prepare for the unexpected, events such as a sudden loss of income, a serious illness or a natural disaster can be financially crippling. But don’t despair; help is right at your fingertips.


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Photo: Life Stages - Military & Reserves

By nature of their career, active and reserve military personnel and their spouses are faced with a unique set of financial planning needs.


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Photo: Life Stages - Small Business Owners

Starting, running and growing a small business requires perseverance and financial know-how. Regardless of what kind of business you are running, you’ll find sound advice and suggestions for prosperity here.


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Featured News and Resources
TAX TIP OF THE DAY: Tax Tips for the Self-employed
Here are six key points the IRS would like you to know about self-employment and self- employment taxes. [more]

Keeping Your Small Business Finances in Order
Smart financial management plays a critical role in a business’ success or failure.

Vacation Planning 101
Travel doesn’t have to break the bank. There are ways to save while having an adventure and creating memories.

Tax Tips for Military Personnel
There are many tax laws designed to make it easier to meet your tax obligations while serving your country.

What Is the Kiddie Tax?


2011 Financial Fitness Calendar Now Available
The New Jersey Society of CPAs is offering its 2012 Financial Fitness Calendar. This FREE calendar is an easy-to-follow resource guide, complete with handy tips and tools for improving your financial health. Request your free copy today!

Podcast: Having a Tax Planning Checklist
How many times have you asked yourself, "Have I got EVERYTHING I need to do my taxes?" This podcast covers all the data you might need and what you should do with it.

Creating Financial Resolutions for the New Year
While increasing savings and decreasing spending are always important goals and a great place to start, don’t feel like you have to stop there.

Five Mistakes People Make in Choosing a Tax Preparer
It’s important to choose a tax preparer who really knows his or her stuff. Here are common mistakes people make in making this choice and some helpful solutions.

Bank or Credit Union?
Before you move your money from one to another, it’s important to understand the differences between banks and credit unions.

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