Photo: Life Stages - Tweens & Teens

Developing solid financial habits at a young age will lead to a lifetime of smart money management.


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Photo: Life Stages - College Students

The freedom associated with college life combined with tuition responsibilities and a limited cash flow presents financial hurdles for many students. Here is the information you’ll need to jump over them.


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Photo: Life Stages - 20 Somethings

Now that you’re generating a steady income on your own, you’ll have to implement a budget so that you can pay your bills and have some cash leftover to enjoy yourself, too.


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Photo: Life Stages - Couples

Finances may be one of the most difficult aspects of your life to merge with your partner’s, but it’s also one of the most important. Developing a successful method for communicating about money early on will benefit your relationship as it matures.


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Photo: Life Stages - Parents & Children

Adding a child to your family is a joyous–yet costly– milestone. You’ll find tools here to help you prepare for this occasion as much as possible, as well as advice on giving your pride and joy the gift of financial literacy.


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Photo: Life Stages - Home Owners

Owning your own home is as demanding as it is rewarding. You’ll need to be ready for expected expenses (like your mortgage) and those that may be surprises (like repairs).


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Photo: Life Stages - Retirees

It’s never too early to start saving for this exciting time in your life. This rings truer now than it ever has before. Here are the resources to get you on the right track.


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Photo: Life Stages - In Crisis

As much as you may try to prepare for the unexpected, events such as a sudden loss of income, a serious illness or a natural disaster can be financially crippling. But don’t despair; help is right at your fingertips.


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Photo: Life Stages - Military & Reserves

By nature of their career, active and reserve military personnel and their spouses are faced with a unique set of financial planning needs.


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Photo: Life Stages - Small Business Owners

Starting, running and growing a small business requires perseverance and financial know-how. Regardless of what kind of business you are running, you’ll find sound advice and suggestions for prosperity here.


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Featured News and Resources
Tips from IRS for Year-End Gifts to Charity
The Internal Revenue Service is reminding individuals and businesses making year-end gifts to charity that several important tax law provisions have taken effect in recent years.

Tax Planning Tips for Armed Forces Personnel
Those who serve our country—and their families—should be aware that there are special tax benefits available to them.

Avoid Not-So-Jolly Holiday Scams
To help you keep the sparkle in your holidays, the NJSCPA offers advice on scams to avoid so you can keep the season merry.

Low- and No-Cost Gift Ideas
If your budget doesn’t allow for a major cash outlay this holiday season, try these low- and no-cost gift ideas.

Top Four Year-End IRA Reminders
Individual Retirement Accounts are an important way to save for retirement. If you have an IRA or may open one soon, there are some key year-end rules that you should know.

IRS Scam Phone Calls Continue
As incidents of an aggressive telephone scam continue across the country, the IRS unveiled a new video with a renewed warning to taxpayers not to be fooled by imposters posing as tax agency representatives.

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