Your Money Matters
August 2009
A monthly email newsletter brought to you by the New Jersey Society of Certified Public Accountants  Find A CPA

Lead photo Five Easy Cost-Cutting Tips
During uncertain economic times, everyone is searching for ways to cut spending. Maybe you’ve already started brown-bagging lunch and stopped buying $5 lattes, but there’s no reason to stop there. Here are some other simple steps you can take to keep more money in your pocket.

SEE ALSO:
  • Tips for Lowering Your Mortgage Payments

    Don’t Let a Loan Ruin a Relationship
    Now that banks have tightened their lending standards, it is more difficult to borrow money — even for those with stellar credit. So what do you do if you need a loan? Many people are turning to friends and family to borrow funds. Here are some ideas to prevent the loan from damaging a good relationship.

    This Month's Podcast: Choosing a Guardian for Your Children
    Choosing a personal guardian - someone to raise your children in the unlikely event you can't - is not an easy thing to consider. But with a simple arrangement, you can feel sure that if you can't raise your kids, they will be well cared for.

    Finding a Job in a Down Economy
    If you are among the thousands of people seeking work, it’s important not to give up hope. As you conduct your search, there are many ways to improve your prospects and ensure that you present yourself as the best person for the job.

    Tips for Keeping Your Job in a Recession
    Every day, it seems as if the news is filled with reports of layoffs and job cuts at more and more companies. If you’re concerned about the safety of your own position, here are some steps you can take to recession-proof your situation.




  • UPCOMING EVENTS
    Tuesday, August 11
    NAWBO Networking Event
    New Brunswick, NJ
    Friday, October 2
    Women Soar
    Ewing, NJ
    Saturday, October 17
    Do It Herself: A Financial Conference for Women
    Pomona, NJ
    Wednesday, November 11
    Flying Solo - Financial Literacy for Women
    Roseland, NJ

    MORE HEADLINES
    Seven Tax Facts About Selling Your Home

    Beware of First-Time Homebuyer Credit Fraud

    Stop Using Credit Cards Irresponsibly

    Seven Tips for Students with a Summer Job

    The Road to Vacation Can Lead to Savings

    Brought to you by the New Jersey Society of Certified Public Accountants


    Your Money Matters is the New Jersey Society of CPAs' free monthly email newsletter. Please feel free to forward this publication to friends, family and co-workers. Your Money Matters offers general information for managing personal finances and does not recommend specific financial actions. For financial advice tailored to your situation, please contact an expert such as a CPA or a personal financial advisor.

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    New Jersey Society of Certified Public Accountants
    425 Eagle Rock Avenue - Suite 100 | Roseland, NJ 07068 | 973-226-4494 | YourMoneyMatters@njscpa.org